More Than One Car? Then You Could Be Considered A Safer Driver And Get Cheaper Motor Cover

There are many circumstances that could lead to you getting cheaper motor cover - for example older drivers, women drivers and those having taken extra safety lessons - and now it seems if you own more than one car in your family then you are classed as a safer driver too and this could get you cheaper motor insurance.

New research has revealed that those who own more than one car are less likely to have an accident than those who own just one car. As statistics of safety on the road lead to fewer claims and fewer claims lead to cheaper motor cover, two car families could reap the benefits. There are currently over seven million households in the UK alone that boast having more than one car and out of 200,000 accident claims which were looked at during research, those with more than one car were 22% less likely to be in an accident.

It is thought one of the reasons why those households with more than one car have a safer record is because they have paid out more for their cars than a single household has and so they protect them more by being careful on the road. They also tend to park them in a garage more than single car holders and install advanced security features on the cars which also go a long way to keeping the car safer. Households that own two or more cars are often older drivers and families whose children have grown up which can already benefit from older driver insurance and of course no claims benefit.

Of course this does not mean that you have to rush out and buy a second car in order to be able to benefit from cheaper motor insurance. There are other ways that you can benefit and one of the best ways to find the information and advice on how to cut your premiums down is to go online to a specialist broker. A specialist broker will offer free advice on many ways of cutting down the cost of your insurance (up the security on your vehicle, for example) and find you the best car insurance deals along with making sure the key facts are attached so you can compare them.

A specialist will be able to search the entire marketplace for the cheapest premiums and the best available cover based on the information you give them. It is essential that you are honest when it comes to preparing for motor cover as there are exclusions in all policies which mean you might not be eligible to make a claim. The exclusions can be found in the small print and the key facts should be made available so you can determine if the policy is suitable. It will also point out how much in total the insurance will cost, what is and is not included in the cover and the amount of excess that you will have to pay before you can claim on the policy.