AUTO INSURANCE REQUEST FORM

Auto insurance is mandatory for all UC owned vehicle. All autos must be scheduled with Risk Services. It is the department’s responsibility to submit the Auto Insurance Request Form to Risk Services to obtain insurance for all autos assigned to that department. If an auto is involved in a loss prior to notifying Risk Services, funding for that loss may be denied.

What if I don’t have proper coverage?

law requires that all registered owners of
an automobile carry liability insurance. Uninsured motorists
are subject to penalties such as fines, limited recovery
of damages, and impoundment of the uninsured vehicle.
Motorists who fail to provide proof of insurance
can have their vehicles immediately impounded or have
their license plates removed and a yellow sticker affixed to
the back windshield of the vehicle. The motorist is then
given three days to provide proof of insurance to the Office
of Motor Vehicles. After three days, if the motorist is
stopped again, the officer can impound his or her vehicle
until proof of insurance is given and all towing and reinstatement
fees are paid. The fines range from $75 to $100
on the first conviction, $100 to $250 on the second conviction
and up to $700 on each conviction after that.
The law known as “No
Pay, No Play” prohibits uninsured
motorists from collecting
the first $10,000 in property
damages and the first $10,000
in personal injuries regardless of
who causes the accident. This law also includes a provision
that may allow you to waive your right to make a legal
claim for pain and suffering if you buy economic-only uninsured
motorist coverage

What do I do first?

Shop around for the policy that is right for you.
Do not buy the first policy you hear about.
Get quotes from several companies before you sign an
application and pay a premium.
Be aware of insurance scam artists and unauthorized
insurance operations.
Buy only from authorized insurance companies and
producers. Unauthorized insurance operations are illegal and
their policyholders are unprotected if the company goes
broke.
If you would like to check on a company, call the
Louisiana Department of Insurance. See page 11 for all of
the information you need to contact us. We can answer
many of your questions including the following:
Am I buying from a legitimate company?
Ask about a company’s or producer’s license
status.
Will the company be around to pay my
claims? Ask for the company’s financial
letter grade from at least one nationwide
rating firm.

If You’re In an Accident

• Remain calm.
• Check for any injuries and administer first aid, if necessary.
• Contact the proper authorities and inform them of any injuries. Regardless of the circumstances, report the accident to the police.
• Record the name, address and phone number of the other driver. Always write down the make, model and license plate number of all vehicles involved.
• Collect the names, addresses and phone numbers of all passengers and witnesses.
• Take photos of the accident scene, if possible.
• Do not admit fault.
• Ask the investigating officer how to obtain a copy of the police report.
• Notify your insurance agent or company immediately.