What do I do first?

Shop around for the policy that is right for you.
Do not buy the first policy you hear about.
Get quotes from several companies before you sign an
application and pay a premium.
Be aware of insurance scam artists and unauthorized
insurance operations.
Buy only from authorized insurance companies and
producers. Unauthorized insurance operations are illegal and
their policyholders are unprotected if the company goes
broke.
If you would like to check on a company, call the
Louisiana Department of Insurance. See page 11 for all of
the information you need to contact us. We can answer
many of your questions including the following:
Am I buying from a legitimate company?
Ask about a company’s or producer’s license
status.
Will the company be around to pay my
claims? Ask for the company’s financial
letter grade from at least one nationwide
rating firm.