Decisions, decisions, decisions. People who buy a vehicle always have plenty of decisions to make in regards to their purchase. The fun things are choosing a make, model and color. Options are also exciting. However, there is another decision that is not considered fun to make, but it is very necessary. This decision is securing insurance for the vehicle. The best thing to do is to determine how much the annual insurance premiums will be on a vehicle that you are contemplating purchasing. Annual insurance premiums can range anywhere from what is considered cheap car insurance at slightly over four thousand dollars to over ten thousand dollars.
To get a specific idea of which type of vehicles command the highest annual insurance premiums and which command cheap car insurance, you can look at the table below which details the information. Insurance.com is responsible for the information being made available for review. The table specifies which vehicles in each of the following groups: Passenger Cars, Trucks, Sports Cars, Crossover/SUVs and Vans/Wagons are the most expensive and the cheapest to insure annually. The groups are broken down even further into Large, Midsize and Small classifications.
The following table details the most and least expensive annual premiums in each group:
Group Highest Premiums Cheapest Premiums
Lg. Crossover/SUV: Mercedes-Benz G-Class $2,088 Hyundai Veracruz $977
Midsize Crossover/SUV: Infiniti EX $1,306 Hyundai Santa Fe $832
Small Crossover/SUV: Mazda Tribute Hybrid $ 1,372 Kia Sportage $840
Lrg. Passenger: Audi S8 $2,071 Pontiac Grand Prix $902
Midsize Passenger: Audi S6 $1,571 Subaru Legacy $962
Small Passenger: Volkswagen Eos $1,198 Kia Rio5 $870
Small Sports Car: Dodge Viper convertible $2,580 Mazda MX-5 Miata $1,017
Lrg. Truck: Cadillac Escalade EXT $1,592 GMC Sierra2500HD $1,013
Midsize Truck: Dodge Dakota $1,279 Ford Expl Sport Trac $1,070
Small Truck: Chevrolet Colorado $1,147 Mazda Truck $957
Lrg. Van/Wagon: BMW 5-Series Sports Wagon $1,153 Chevy Uplander $831
A large vehicle such as the Mercedes Benz G-Class Sport Utility Vehicle will cost you over two thousand dollars per year in annual insurance premiums. It is, in fact, one of the most expensive vehicles listed to insure, and is not considered to be cheap car insurance. However, you will shell out even more cash if you choose to be the proud owner of a fast moving sports car called a Dodge Viper convertible. This car commands a hefty annual insurance premium of $2,580.
Audi, surprisingly, will set you back the greatest amount each year in both the large and midsize passenger car categories. The popular Cadillac Escalade EXT, categorized as a truck in this survey, seems almost modestly priced at $ 1,592 per year.
The real bargains of the year come in the large Van/Wagon category. You can drive a new BMW 5-Series Sports Wagon out of the dealer parking lot for a very reasonable $ 1,153. Finally, the cheap car insurance award for the year 2009 goes to the Chevrolet Uplander. At $ 831 per year, the Uplander comes in a full $1,257.00 cheaper every year than the most expensive Mercedes-Benz G-Class SUV.
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