Monday, May 25, 2009

Auto car insurance Companies

AutoWorld.com believes that the key to success is effective information. AutoWorld.com provides you Welcome to The Autoworld Auto Calculator This calculator requires a JavaScript enabled browser
Source: www.autoworld.com

Auto Meter - OEM Instrumentation
Welcome to Auto Meter Products, Inc. and our custom solutions business. We offer customized instrumentation solutions to the Original Equipment market, and pride ourselves on the quality, accuracy
Source: oem.autometer.com

Online Auto Parts and Auto Accessories Store at PartsAmerica.com
PartsAmerica.com is a leading online auto parts store offering a comprehensive line of auto parts Everything you wish your vehicle had when you bought it and more.
Source: www.partsamerica.com

Auto Financial Group — Residual based auto financing for financial
Leasing and balloon finance products for credit unions They look to you, their credit union, for the best
Source: www.autofinancialgroup.com

Welcome to Fletcher Auto Group Joplin, MO
Fletcher Auto Group-Hub Fletcher Auto Group Fletcher Auto Group, Fletcher Auto Group Fletcher Auto Group Phone: Fletcher Auto Group Fax: 0
Source: www.fletcherauto.com

Sunday, May 24, 2009

Auto Insurance Rate Freeze – Companies Responses

Executive Directive No. 2009 - 1 issued by Governor Granhlom on February 3, 2009,
asks each automobile insurance company doing business in Michigan to pledge to freeze
automobile insurance rates in Michigan for a 12-month period effective immediately, but
no later than March 1, 2009, while the Michigan Legislature works to enact
comprehensive automobile insurance reform. The following insurance companies have
pledged to freeze rates for a 12-month period:



COMPANY NAMES WHO HAVE PLEDGED:
American Bankers Insurance Company of Florida
American International South Insurance Company
American Reliable Insurance
Electric Insurance Company
Essentia Insurance Company
Esurance Insurance Company
Great Lakes Casualty Insurance Company
IDS Property Casualty Insurance Company
Liberty Mutual Fire Insurance Company
Merchants Mutual Insurance Company
Meritplan Insurance Company
Metropolitan Direct Property & Casualty Insurance
Metropolitan General Insurance Company
Metropolitan Group Property & Casualty Insurance
Metropolitan Property & Casualty Insurance Company
Pharmacists Mutual Insurance Company
Safeco Insurance Company of America
Safeco Insurance Company of Illinois Y
Wolverine Mutual Insurance Company

COMPANIES WHO HAVE NOT PLEDGED:

Affirmative Insurance Company of Michigan
AIU Insurance Company
Allied Property & Casualty Insurance Company
Allstate Indemnity Company
Allstate Insurance Company
Allstate Property and Casualty
AMCO Insurance Company
American Family Home
American Fellowship Mutual Insurance Company
American Insurance Company
American International Insurance Company
American Modern Home
Amica Mutual Insurance Company
Auto Club Group Insurance Company
Auto Club Insurance Association
Auto-Owners Insurance Company
Bristol West Insurance Company
Bristol West Preferred Insurance Company
Central Mutual Insurance Company
Cincinnati Insurance Company
Citizens Insurance Company of America
Citizens Insurance Company of the Midwest
Dairyland Insurance Company
Emcasco Insurance Company
Employers Mutual Casualty Company
Encompass Indemnity Company
Encompass Property & Casualty Company
Farm Bureau General Insurance Company of Michigan
Farm Bureau Mutual Insurance Company of Michigan
Farmers Insurance Exchange
Federal Insurance Company
Foremost Insurance Company Grand Rapids, Michigan
Frankenmuth Mutual Insurance Company
Fremont Insurance Company
Geico Indemnity Company
Grange Insurance Company of Michigan
Great Northern Insurance Company
Harleysville Lake States Insurance Company
Hartford Accident & Indemnity Company
Hartford Casualty Insurance Company
Hartford Insurance Company of the Midwest
Hastings Mutual Insurance Company
Home-Owners Insurance Company
Horace Mann Insurance Company
Integon National Insurance Company
Markel American Insurance CompanyN
MEEMIC Insurance Company
MemberSelect Insurance Company
Merastar Insurance Company
Mercury National Insurance Company
MIC General Insurance Corporation
Michigan Automobile Insurance Placement Facility
Michigan Insurance Company
Michigan Millers Mutual Insurance Company
Mid-Century Insurance Company
National General Insurance Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Nationwide Mutual Fire Insurance Company
Nationwide Property and Casualty Insurance Company
New Hampshire Indemnity Company, Inc.
Northern Mutual Insurance Company
Pacific Indemnity Insurance Company
Partners Mutual Insurance Company
Patriot General Insurance Company
Philadelphia Indemnity Insurance Company
Pioneer State Mutual Insurance Company
Progressive Marathon Insurance Company
Progressive Michigan Insurance Company
Property & Casualty Insurance Company of Hartford
QBE Insurance Corporation
Secura Insurance, A Mutual Company
Secura Supreme Insurance Company
Standard Fire Insurance Company
State Automobile Mutual Insurance Company
State Farm Fire and Casualty Company
State Farm Mutual Automobile Insurance Company
Teachers Insurance Company
Titan Indemnity Company
Titan Insurance Company
Travelers Indemnity Company of America
United Services Automobile Association
Unitrin Direct Insurance Company
Unitrin Direct Property and Casualty Company
USAA Casualty Insurance Company
Vigilant Insurance Company
West American Insurance Company
Westfield Insurance Company

Getting Back On the Road – How Does Auto Insurance Respond to Flood Damage?

In the wake of Indiana’s worst flood since 1913, the number of vehicles damaged and disabled by the onrushing waters has reached record numbers. Governor Mitch Daniels, recognizing that the repair and return of these vehicles can be critical to Hoosiers returning to work and recovering from the disaster, has directed the Indiana Department of Insurance to provide guidance for those thousands of flood victims with inoperable vehicles as to what insurance benefits are possible.

“The initial step for anyone with a vehicle disabled by the flood is to contact their auto insurance agent,” said Commissioner Jim Atterholt. Flood damage to a vehicle is covered under an auto policy if the policyholder has “other-than-collision” coverage, which is commonly referred to as “comprehensive coverage.” Usually a policyholder will have to pay a deductible, but if they purchased comprehensive coverage the repair cost above the deductible will be covered.

In this day of direct marketing insurance (no agent involved) it may be necessary for the policyholder to contact their auto insurance company directly.

“The insurance company will cover towing costs only if the policyholder purchased a separate endorsement (an endorsement is optional additional coverage available for purchase). Again, it is important to confer with the agent or company, as these endorsements often have mileage or destination limitations,” warned Atterholt.

The cost of renting a replacement vehicle while your flood damaged car is being repaired may also be the subject of a separate endorsement. However, unlike towing coverage in some instances transportation replacement costs can be included as part of your base policy, so make sure to ask your agent or company specifically about this benefit.